Last Updated: February 7, 2026

The following Terms and Conditions of Use (“Terms”) are entered into by and between You and The Cosmic Speakeasy (“Company,” “we” or “us”).

These Terms, together with our Privacy Policy, Disclaimer, and any other documents expressly incorporated by reference, govern your use of the website https://thecosmicspeakeasy.com and any subdomains (“Website”), including all materials, resources, information, and services on the Website, whether as a guest or registered user.

Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Website, you agree to be bound by these Terms, without modification. If you disagree with any part of the Terms, you may not access the Website.

PRIVACY POLICY & DISCLAIMER

Your use of the Website is also subject to our Privacy Policy and Disclaimer. Please review these documents, as they inform users of our data collection practices and the various limitations regarding the spiritual and intuitive information provided. Your agreement to these documents is hereby incorporated into these Terms.

NO USE BY MINORS

To access or use the Website, you must be 18 years of age or older. Children under the age of 18 are prohibited from using the Website.

LAWFUL PURPOSES & CONDUCT

You may use the Website for lawful purposes only. You agree to be financially responsible for all purchases made through the Website, including Mystic Duets and Bish Bumps. You shall not post or transmit any material that is threatening, abusive, defamatory, vulgar, obscene, or otherwise objectionable, particularly during our Saturday Morning Live sessions or within the Pillow Talk community.

USE OF FREE GATED CONTENT

We grant you a limited, personal, non-exclusive license to use resources accessed in exchange for an email (such as The Ledger transmissions). You acknowledge that you have no right to modify, edit, or exploit this content for commercial purposes or to create competing products based on the information provided.

MATERIAL YOU SUBMIT (SUBMISSIONS)

By posting feedback, questions (such as "What cosmic shift are you currently navigating?"), or media, you grant us a worldwide, irrevocable license to use your Submission for promotional and business development purposes. We claim no intellectual property rights over your Submissions, but you warrant that you own the rights to anything you provide.

OUR INTELLECTUAL PROPERTY

The Website contains intellectual property owned by us, including trademarks (e.g., The Cosmic Speakeasy, Bish Bumps, Pillow Talk), logos (the Master Logo and Secret Emblem), and original content (the Chronicles). You may not modify, publish, or exploit our IP in whole or in part without prior written consent. We reserve the right to immediately block your access without refund if you are caught violating this policy.

REFUND POLICY

We do not offer refunds. You agree that all sales for services, including but not limited to Mystic Duets, Bish Bumps, After-Hour Events, and memberships, are final.

NO WARRANTIES & LIMITATION OF LIABILITY

We provide our Website and related services on an "AS IS" and “AS AVAILABLE” basis. To the maximum extent permitted by law, we shall not be liable for any direct or indirect damages arising out of your use of the Website or services. Our total liability shall not exceed the total purchase price of any products or services you have purchased from us.

SECURITY & MALICIOUS CODE

While we endeavor to prevent viruses, we do not guarantee that our Website is free from malicious code. You assume all responsibility and risks arising in relation to your use of this Website and the internet.

GOVERNING LAW & DISPUTE RESOLUTION

These Terms shall be governed by the laws of the State of Pennsylvania. The parties agree to attempt to resolve any dispute through mediation as a condition precedent to pursuing litigation.

CONTACT INFORMATION

The owner of this website is The Cosmic Speakeasy. You may contact us at:

Email: [email protected]